About Us

Homium is one-of-a-kind, best-in-class lending and securitization platform for shared appreciation loans.

What We Do

We Open Access to Homeownership and Wealth Creation for All

We use technology to build a radically transparent impact investment portfolio, backed by shared appreciation closed-end second mortgages, and facilitate a new capital flow from foundations and investors to first-time homebuyers and income-constrained homeowners.  Using industry leading partners in mortgage lending and compliance, Homium delivers measurable and sustainable impact to target communities and places through down payment assistance, energy upgrade loans, financial assistance and employee benefit programs.
Mission and Values

Our mission is to unlock the benefits of homeownership for everyone, enabling generational wealth building and closing the affordability gap in ways that aren’t possible with traditional financing.

Homium leverages mission-based and institutional capital to unlock home equity at scale through a fair and transparent product that puts homeowners interests first. At Homium, we view home equity not only in terms of family net worth, but as the promise for future wealth creation and social well being. Homium enables institutional investors to participate in the owner-occupied real estate sector like never before.

Fair & Transparent

Our core principles are Fairness and Transparency, in everything we do. Every loan that backs Homium is made in full compliance with all disclosure requirements and with simple and transparent terms.

Secure & Data Rich

Every Homium loan is secured to title, its value marked to its local home price index on a monthly basis. Program sponsors have unprecedented visibility into data on the portfolio and its underlying assets and audit records.

Value Leads Innovation

Homium uses cutting edge technology to lower the cost to homeowners and improve returns and outcomes for investors, cutting out expensive third parties and inefficiencies while increasing security and transparency.
Leadership

Homium Management Team

Are you ready to solve home affordability forever?